Terms & Conditions

Last updated: May 2025

Acceptance of terms

By accessing or using the JBRA LLC website (thejbra.com) and our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website or services.

About our services

JBRA LLC is a direct lender providing financial services including working capital loans, revenue-based financing, business funding, and equipment financing. All funding products are subject to approval based on our underwriting criteria. Submission of an application does not guarantee approval or funding.

Use of website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

Information accuracy

While we strive to provide accurate and up-to-date information on our website, JBRA LLC makes no warranties or representations about the accuracy, completeness, or suitability of any information presented. Funding terms, rates, and availability are subject to change without notice and are determined on a case-by-case basis.

Intellectual property

All content on this website — including text, graphics, logos, and design elements — is the property of JBRA LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.

SMS terms & conditions

By opting in to receive SMS or text messages from JBRA LLC, you agree to the following terms:

  • You consent to receive recurring marketing and promotional SMS/MMS messages from JBRA LLC, which may be sent using an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply. Contact your wireless carrier for details about your messaging plan.
  • You may opt out at any time by replying STOP to any message. Upon receipt of your STOP request, we will confirm your unsubscribe status and you will no longer receive SMS messages from us.
  • For assistance, reply HELP to any message or contact us at eric@thejbra.com.
  • Consent is NOT a condition of purchase. You are not required to consent to SMS messaging to use our services or receive funding.

JBRA LLC reserves the right to modify or discontinue the SMS messaging program at any time. Carriers are not liable for delayed or undelivered messages.

Limitation of liability

To the fullest extent permitted by law, JBRA LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the amount paid by you, if any, for accessing our website.

Indemnification

You agree to indemnify and hold harmless JBRA LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our website or violation of these Terms.

Governing law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Tennessee, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of Davidson County, Tennessee.

Changes to terms

JBRA LLC reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website after changes constitutes acceptance of the revised terms.

Contact

For questions about these Terms and Conditions, contact us at:

JBRA LLC
720 Darden Pl, Nashville, TN 37205
Email: eric@thejbra.com